Life Insurance is a contract between the insured and the insurer (insurance company), wherein the insured pays a certain amount as premium to the insurer at regular intervals, and in return, the insurer promises to pay a specified sum upon the occurence of insured's death.

You may click on any of the policies listed below that meet your requirements. Below mentioned is a list of life insurance plans from ICICI Prudential that you may opt for depending upon your needs:

•  Education Insurance Plans
•  Wealth Creation Plans
•  Premium Guarantee Plans
•  Protection Plans

Education Insurance Plans
Parents want that their child gets the best possible education so that the he/she can make a name for himself/herself. However, with the risk of mishappening (death) being a part of life and with the cost of quality education getting higher and higher, it does not get any easier for the parents to fulfill this responsibility towards their child. Education insurance plans, therefore, provides peace of mind to you and a secured future to your child in an event of happening of uncertainity. You may choose to buy any of the following education insurance plans:

Plans	Particulars	Entry Age	Max. Maturity Age	Sum Assured	Term	Mimimum Premium (p.a.)	Death Benefit	Maturity Benefit
SmartKid Plan
New Unit-linked Regular Premium	Parent	20-60 yrs	75 yrs	Term * Annual Premium/2, (minimum Rs 1 Lac)	10-25 yrs	Rs.10,000	Sum insured + future premiums contributed by ICICI	Fund value at the time of maturity
	Child	0-15 yrs	18-25 yrs
New Unit-linked Single Premium	Parent	20-60 yrs	75 yrs	5 times the Single Premium	10-25 yrs	Rs. 25,000	Payment of sum insured and policy continues	Fund value at the time of maturity
	Child	0-15 yrs	18-25 yrs
Regular Premium	Parent	20-60 yrs	NA*	Min - Rs 1 Lac Max - Rs 30 Lac	Maturity age- Entry age of Child	Rs. 8400	Sum insured + future premiums contributed by ICICI	Option 1 Payment at critical educational milestones Option 2 Payment in last 5 years of the policy
	Child	0-12 yrs	Variable

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Wealth Creation Plans

Plans	Entry Age	Max. Maturity Age	Sum Assured	Term	Mimimum Premium (p.a.)	Death Benefit	Maturity Benefit
LifeLink Super Plan
Single Premium	0 to 65 years	70 yrs	Option 1: 125% of Single Premium Option 2: 500% of Single Premium	Min: 5 yrs Max: Difference between 70 years and entry age	Rs 25,000 upto 44 yrs of age, minimum of Rs 50,000 above 44 yrs	Higher of the fund value or sum assured adjusted for partial withdrawals	Fund value
PremierLife Gold Plan (Regular Premium)
3 yr premium payment term	0-69 yrs	75 yrs	Higher of 5*annual premium and policy term/2*annual premium	6-30 yrs	Rs.100,000	Higher of the fund value or sum assured adjusted for partial withdrawals	Fund value
5 yr premium payment term	0-65 yrs	75 yrs	Higher of 5*annual premium and policy term/2*annual premium	10-30 yrs	Rs. 60,000	Higher of the fund value or sum assured adjusted for partial withdrawals	Fund value
LifeTime Plus Plan
LifeTime Plus	0-65 yrs	75 yrs	Annual premium* term/2	10 - 30 yrs	Rs. 20,000	Sum assured + fund value	Fund value
LifeStage Plan
LifeStage	0-65 yrs	75 yrs	Term / 2 * Annual Premium	10 - 75 yrs	Rs. 15,000	Sum assured + fund value	Fund value

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Premium Guarantee Plans

Plans	Entry Age	Max. Maturity Age	Sum Assured	Term	Mimimum Premium (p.a.)	Death Benefit	Maturity Benefit
InvestShield Plan
Life New	0-65 yrs	75 yrs	Annual premium* term/2	10 - 30 yrs	Rs. 8,000	Sum assured + Fund value or Guaranteed value whichever is higher	Fund value or Guaranteed value whichever is higher
InvestShield Plan
CashBak (allows partial withdrawal)	0-65 yrs	75 yrs	Annual premium* term/2	10 - 30 yrs	Rs. 8,000	Sum assured + Fund value or Guaranteed value whichever is higher	Fund value or Guaranteed value whichever is higher

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Protection Plans
As the name suggests, protection plans are aimed towards providing security to the insured and his family from a situation of financial crisis arising out of unforeseen circumstances. ICICI prudential offers following types of protections plans:

Plans	Entry Age	Max. Maturity Age	Min. Sum Assured (SA)	Term	Mimimum Premium (p.a.)	Death Benefit	Maturity Benefit
LifeGuard Plan
Regular Premium - Without return of premium (WROP)	18-55 yrs	65 yrs	Rs 3 Lac	5-30 yrs	Rs. 2500	Sum assured + SA under riders	Nil
Single Premium (WROP)	18-55 yrs	65 yrs	Rs 2.5 Lac	3-15 yrs	NA*	Sum assured + SA under riders	Nil
Regular Premium - Return of Premium (ROP)	18-55 yrs	65 yrs	Rs 5 Lac	10-30 yrs	Rs. 2500	Sum assured + SA under riders	All paid premiums shall be returned
Save'n'Protect Plan
Save'n'Protect	0-60yrs	70 yrs	Rs 50,000	10-30 yrs	Rs 6000	Basic premiums (w/o interest) returned if assured dies before 7 yrs of age. Sum assured + guaranteed additions @ 3.5 % compounded annually for first 4 yrs and vested bonus thereafter if he dies after 7 yrs	Guaranteed and vested bonus + sum assured
Home Assure Plan
Home Assure	18 - 60 years	70 yrs	Rs.25,000	2-22 yrs	NA	Outstanding loan amount shall be paid by ICICI	Nil
CashBak Plan
15 Yr Plan	16-55 yrs	70 yrs	Rs. 75,000	15 yrs	NA	Cash back as a percentage of SA at regular intervals + maturity benefit**	Guaranteed and vested bonus + sum assured
20 Yr Plan	16-55 yrs	75 yrs	Rs. 75,000	20 yrs	NA	Cash back as a percentage of SA at regular intervals + maturity benefit**	Guaranteed and vested bonus + sum assured

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